Atlantic Financial Federal Credit Union

Budgeting & Saving

What To Consider When Opening A Checking Account For Students

Traditional working adults aren’t the only people who benefit from having a checking account. When you open a checking account for the student in your life, it can provide them with the opportunity to learn critical basic financial literacy skills while safely managing their money.  However, unlike adults, students have a different lifestyle, which requires a checking account to offer … Continue reading

young adult using a checking account for students
Home & Auto

Where Can I Get A Car Loan?

With the rising cost of vehicles both new and used, you want to secure the car you want, but first, you have to make sure you have proper financing in place. When asking yourself, where can I get a car loan, many options might come to mind, including a for-profit bank, auto dealership, and online lender.   But upon researching your … Continue reading

man researching where can I get a car loan on laptop computer
Credit & Debt

What Happens After Forbearance or a Payment Deferral?

Here’s what you need to know to protect your credit and avoid financial issues moving forward. Getting forbearance or a payment deferral from a creditor or lender can be a lifesaver. These programs can provide relief at a time when you need it most. You can miss a payment or not pay the full amount without facing penalties. However, there … Continue reading

Frustrated young man readin letter
Credit & Debt

What Is “Good Debt” Versus “Bad Debt”?

Debt, credit, and financing – words that can make many squeamish. Financing, unless you have piles of cash laying around most need it to help make purchases, both big and on the smaller scale. Credit, you need a good credit score and credit history to get affordable financing offers. Debt, it’s what you get when financing. But it’s not necessary … Continue reading